This article has been retired. Technology continues to reshape how players in the financial sector sell themselves—and the story has moved on considerably since this piece was first published. For the updated, comprehensive article on this topic—including current data on Saccos, the rise of AI-powered platforms like Ziidi, and what it all means for banks,
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Despite disruption in the finance sector in Kenya, the country remains a global trailblazer. Saccos, banks, and fintechs are leading, not following. But to survive—let alone thrive—they must recognize that the sector has expanded to include telcos and fintechs. The sands are shifting. The Sacco struggle: growth without resilience Contrary to popular belief, the Sacco
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Awareness & Education: "The Problem", Sales Strategy & Process